Available 24/7. Click Here To Call Now

How can I pay my bills after a spinal cord injury in a Missouri car wreck?

One of the most devastating impairments a person can sustain in an automotive accident is a spinal cord injury (SCI). Not only do they cause physical pain and limitations, but can also be prohibitively expensive to treat while making it impossible for the victim to continue working. 

Highlight of spine referring to spinal cord injury

For these reasons, it’s crucially important to contact a knowledgeable personal injury attorney if you or a loved one experienced a spinal cord injury after a Missouri car accident. Beck & Beck specializes in representing people injured in car wrecks. We understand how challenging it is to pay bills after such a severe injury and can help you file a personal injury claim for a proper settlement. 

Filing a Personal Injury Claim 

This action starts the process of obtaining the settlement you need to cover your bills. It’s important to do this right away, as there’s a limited amount of time in which you’re legally allowed to bring a personal injury claim in Missouri. Known as a statute of limitations, in most cases, this timeline is five years from the point at which you were injured or realized you were injured due to someone else’s negligence.

Damages You May Recover to Pay Bills After a Spinal Cord Injury 

In a Missouri motor vehicle crash, there are specific economic and non-economic damages that can be claimed as part of a SCI settlement, but you need to keep thorough records and all of your receipts from the beginning of your ordeal onward. After suffering such a severe injury, there are any number of costs associated with your recovery.

Medical Bills

  • Transportation expenses including ambulance or helicopter transport
  • Surgeries
  • Hospitalizations
  • Physical therapy
  • Occupational therapy
  • Medications
  • Medical and other assistive devices
  • Follow-up visits with doctors
  • Out-of-pocket expenses
  • Future medical needs and treatment

Lost Wages

This includes earnings you have already missed out on and the impact on your future earnings if you’re permanently disabled after the accident.

Pain and Suffering

If your life was worsened by your SCI, you might be able to include financial compensation for these damages in your claim. These might include:

  • Physical and mental pain and suffering
  • Decreased quality of life
  • Physical impairments 
  • Disfigurements to your appearance such as scars or changes to your body
  • Inconveniences
  • Loss of companionship
  • Resulting mental health conditions including post traumatic stress disorder (PTSD) and anxiety

Property Damage

If your vehicle was damaged or totaled, the cost to repair or replace it may be covered.

How Beck & Beck’s Knowledgable Lawyers Can Help

You may wonder if you really need a lawyer after such a life-altering tragedy as a SCI, especially while you’re trying to focus on your recovery. It’s overwhelming to also manage all of the various aspects of your claim and it’s easy to miss important details. An experienced attorney who specializes in traffic accidents with severe injuries alleviates your burdens in many ways.

Gathering and Preserving Evidence 

Beck & Beck’s legal team obtains eyewitness accounts, lines up medical experts, recovers and preserves key points of evidence such as police reports and photo or video surveillance, and identifies other proof that supports your claim.

Ensuring Proper Timing

If you wait too long, you could miss the statute of limitations window of opportunity. However, taking action before all the facts are apparent might also compromise your claim. Your legal team sets the right pace for progress.

Reviewing Settlement Offers

To save money, insurance companies often offer low-ball settlements, especially in cases when a victim is seriously injured and wants to take care of expenses and outstanding debts right away. Your experienced lawyer reviews every offer and ensures you don’t accept the wrong kind of settlement.

Advocating on Your Behalf

If an insurance company refuses to communicate with you, extends a meager settlement, or denies your claim outright, you can trust your legal team to work on your behalf for rightful compensation. 

Helping You Avoid Common Mistakes

What you don’t know can hurt you and your settlement. Saying the wrong thing to the other driver or an insurance adjuster, skipping medical care to save money, and accidentally accepting fault in an accident they didn’t cause are just a few of the ways victims of car accidents unknowingly undermine their case.

Bringing a Lawsuit 

While it’s generally preferable to avoid a lawsuit, there are times when the victim of a traffic collision is left with no other choice. The attorneys at Beck & Beck can prepare your legal filings and ensure you’re properly represented in court. All of our cases are handled by partners, not a paralegal.

Worried About How to Afford a Lawyer?

At Beck & Beck, we don’t believe that your financial concerns should prevent you from getting the settlement you deserve. Therefore, we provide affordable, transparent legal services—and don’t require payment upfront. We only receive payment when our clients win their cases.

Because we specialize in automotive accidents, we also have a lot of experience working with hospitals to reduce our client’s medical bills. We can assist you with finding doctors who will treat you even if you don’t have insurance, too. 

Finally, while you’re waiting for your settlement, we can help you get a loan to cover your immediate expenses. This allows you to focus on your physical and emotional recovery.

Choose Beck & Beck When You’re Injured in an Accident

After being hurt in a car, truck, or motorcycle accident caused by someone else’s negligence, you need a skilled, dedicated personal injury attorney to help ensure you receive all the compensation you deserve. The lawyers at Beck & Beck are here to help you navigate the complicated legal system and get your life back on track.

Beck & Beck is the only Missouri law firm that focuses entirely on Missouri auto accident cases. We have extensive knowledge of personal injury law, and clients can feel assured that they’ll receive excellent legal representation. If you’ve been injured in a Missouri car accident, contact us online, or call our office directly at 314-200-1229.