Jefferson City Uber Accident Attorney

The aftermath of an Uber or Lyft accident can be particularly challenging due to unique issues regarding insurance coverage. After a regular car accident in Missouri, you file a claim with the at-fault driver’s personal auto insurance. If they were on the job, their employer might share liability.

Uber drivers are not using their vehicles for personal use, but they are also not considered to be employees of Uber. This means that insurance coverage can work differently than most other accident cases. Consider the following:

• If an Uber driver is off the app entirely, their personal auto insurance should apply
• If the driver is logged into the app and waiting to accept a passenger, their coverage applies but there might also be limited supplemental coverage provided by Uber when necessary
• If the driver is on the way to pick up an accepted ride or has a passenger, Uber’s $1 million coverage applies to the accident
• If another driver unrelated to Uber was negligent and caused the accident, their auto insurance should be liable

If you were a passenger in the Uber, you automatically know the driver’s status. If not, however, our skilled attorneys can investigate and determine their status on the app at the time of the crash, so we know the available insurance coverage. Then, we can begin preparing persuasive insurance claims to file with the appropriate companies.

As an Uber accident victim, you may need to pursue a claim with the rideshare company’s corporate policy. This adds an additional layer of difficulty to your case, as corporate insurers can be even tougher to face off against.

This is why it is crucial to work our experienced attorneys who are familiar with the nuances of handling Missouri rideshare claims.