A car accident in Independence, Missouri, can change your life in an instant, leaving you with injuries, financial hardships, and countless questions about what to do next. If you’ve been involved in a collision in Independence, Missouri, an experienced Independence car accident lawyer can help you navigate the challenges of seeking compensation and rebuilding your life.
In Missouri, thousands of car accidents occur every year, resulting in devastating injuries and tragic losses. Imagine driving home from work at Small Engine Suppliers when a hit-and-run driver on Rte. 291 crashes into your vehicle, leaving you injured and with significant vehicle damage.
Or consider picking up supplies at Weidenhammer New Packaging and being hit head-on by a drunk driver traveling the wrong way on Little Blue Parkway. These scenarios highlight how quickly another driver’s negligence can turn your life upside down.
Car accident victims in Independence, Missouri, often face immense physical, emotional, and financial challenges, such as medical bills, lost wages, and ongoing pain and suffering.
Recovering compensation for these damages requires proving the other driver’s negligence, which can be complex under Missouri’s comparative fault laws. An experienced car accident attorney in Independence, Missouri, can investigate your case, gather evidence, and advocate for your rights, ensuring you receive the justice you deserve.
At Beck & Beck Missouri Car Accident Lawyers, we understand how overwhelming this process can feel. Our team is here to provide the guidance and support you need so you can focus on healing while we handle the rest. Let us help you seek the compensation you’re entitled to after an auto accident in Independence, Missouri.
How Often Do Car Accidents Occur in Independence, Missouri?
Car accidents in Independence, Missouri, are a pressing safety concern, with urban fatalities and overall crash rates reflecting drivers’ challenges. 2020 Independence reported 20 traffic fatalities, slightly decreasing to 19 in 2021. While these numbers may seem small, each fatality represents a life lost and a family profoundly impacted.
Missouri has seen fluctuating trends in traffic fatalities nationwide. In 2023, the state recorded 992 deaths, a 6% decrease from 2022, marking the first reduction since 2019. Efforts such as the Show-Me Zero safety plan aim to reduce accidents through engineering, education, enforcement, and emergency response to achieve zero fatalities by 2030.
Distracted driving, speeding, and aggressive driving remain leading contributors to crashes in Missouri, including Independence. The introduction of Missouri’s hands-free law in 2023 has shown promising results, with distracted driving incidents decreasing by 7.8%. However, aggressive driving continues to outpace pre-pandemic levels, contributing to higher crash rates.
Local roads in Independence can also pose unique risks. Routes like Rte. 291 and Little Blue Parkway see high traffic volumes, and driver behaviors like speeding or driving under the influence increase the likelihood of severe accidents.
To learn more about Missouri car accident statistics, schedule a free consultation with an experienced Independence car accident lawyer from our law firm today.
What Are the Leading Causes of Vehicle Accidents in Independence, Missouri?
Speeding
Speeding is one of the most dangerous behaviors on Missouri roads. In 2022, crashes caused by exceeding the speed limit resulted in 175 fatal accidents statewide, with 261 deaths and more than 5,000 injuries. Speeding reduces a driver’s ability to stop or avoid a crash, especially in high-traffic areas like Independence.
Distracted Driving
Distracted or inattentive driving contributed to 17,417 crashes across Missouri in 2022. These incidents resulted in 89 fatalities and over 6,900 injuries. Activities such as texting, talking on the phone, or even eating while driving significantly increase the likelihood of accidents.
Alcohol Impairment
Alcohol use remains a major contributor to vehicle accidents. In 2022, 163 fatal crashes were alcohol-related, leading to 176 deaths and more than 2,900 injuries. Drunk driving impairs judgment and slows reaction times, endangering everyone on the road.
Failure to Yield
Failing to yield is another leading cause of accidents, with 152 fatal crashes reported in Missouri in 2022. These accidents resulted in 157 deaths and over 13,000 injuries. Intersections and merges are common areas where this type of negligence occurs.
Following Too Close
Tailgating, or following too closely, accounted for 22 fatal crashes statewide in 2022. This behavior also caused over 6,200 injuries, emphasizing the importance of maintaining a safe distance from other vehicles.
Improper Lane Changes
Improper lane usage or changes contributed to 231 fatal crashes in Missouri in 2022, causing 261 deaths and nearly 15,000 injuries. Careless lane changes often occur due to impatience, distraction, or failure to check blind spots.
Driving Too Fast for Conditions
Weather and road conditions often require drivers to adjust their speed. Unfortunately, in 2022, driving too fast for conditions caused 195 fatal crashes, resulting in 236 deaths and over 7,500 injuries statewide.
Driver Fatigue
Fatigue or falling asleep behind the wheel is a less-discussed but serious issue. In 2022, driver fatigue contributed to 15 fatal crashes in Missouri, leading to 11 deaths and more than 1,100 injuries. Long drives and insufficient rest are common culprits.
Crashes Involving Deer
Collisions involving deer are surprisingly common in Missouri, among the top 15 states for deer-related crashes. In 2023, there were 3,591 deer-related accidents across the state, resulting in four fatalities and 420 injuries.
This equates to one deer collision occurring approximately every 2 hours and 30 minutes. Drivers in Independence and other parts of Missouri should remain particularly vigilant during dawn and dusk when deer are most active.
By addressing these causes and practicing safe driving habits, residents of Independence can help reduce the number of accidents and fatalities on Missouri roads.
For more information on the leading causes of car accidents in Missouri, reach out to our experienced Independence car accident attorneys. Our legal team offers free case evaluations and is never too busy to speak with you.
Is Missouri an “At-Fault” State or a “No-Fault” State For Auto Accidents?
Missouri operates as an “at-fault” state regarding auto accidents. This means that the driver determined to be responsible for causing the crash is also financially liable for any resulting damages, including medical bills, property damage, and lost wages. Under this system, victims of car accidents can pursue compensation through one of three main avenues:
- Filing a claim with their own insurance company, which may then seek reimbursement from the at-fault driver’s insurer.
- Filing a claim directly with the at-fault driver’s insurance company.
- Filing a personal injury lawsuit against the at-fault driver if their insurance coverage is insufficient to cover the damages.
Missouri law requires drivers to carry a minimum level of liability insurance to ensure they can cover the costs of an accident they cause. The state mandates at least $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $25,000 for property damage. However, these limits are often insufficient for severe accidents, so additional coverage or pursuing legal action may be necessary.
In contrast to “no-fault” states, Missouri’s at-fault system allows injured parties to seek full compensation from the responsible driver without the restrictions often imposed by no-fault systems. However, determining fault is critical, and comparative negligence laws may reduce compensation if the injured party is partially at fault.
For immediate legal assistance, contact Beck & Beck Missouri Car Accident Lawyers today. Our law firm specializes in Missouri auto accident law and can help you understand your rights after an accident or injury in Independence, Missouri.
How Do You Prove Liability in a Car Accident Claim in Independence, Missouri?
Proving liability is crucial to securing compensation after a car accident in Independence, Missouri. Since Missouri follows an “at-fault” system, the person responsible for causing the accident is liable for the resulting damages.
To establish fault, you must demonstrate that the at-fault driver acted negligently or recklessly. This process typically involves gathering evidence and applying the four elements of negligence.
The Four Elements of Negligence
- Duty of Care: Every driver is legally obligated to operate their vehicle safely and follow traffic laws to protect others on the road.
- Breach of Duty: Prove the at-fault driver violated their duty by acting carelessly. Examples include speeding, distracted driving, or running a red light.
- Causation: Demonstrate that the at-fault driver’s breach of duty directly caused the accident and your injuries.
- Damages: Provide evidence of your damages, such as medical bills, lost wages, or property damage.
Types of Evidence to Prove Liability
- Police Reports often include crucial details about the accident and statements from involved parties.
- Witness Testimonies: Statements from eyewitnesses can confirm what happened and who was at fault.
- Photographs and Videos: Pictures of vehicle damage, road conditions, and skid marks can support your case.
- Expert Analysis: Accident reconstruction specialists may provide insight into how the crash occurred.
How Will Missouri’s Comparative Negligence Rule Impact My Car Accident Claim?
Missouri follows the pure comparative negligence rule, which means that even if you are partially at fault for a car accident, you can still recover compensation for your damages. However, your compensation will be reduced by the percentage of your fault.
For example, if you are awarded $100,000 in damages but found to be 20% at fault for the accident, you would receive $80,000 instead. This rule ensures victims can pursue compensation even in complex situations where responsibility is shared.
Missouri Laws Governing Comparative Negligence
The Missouri Revised Statutes Section 537.765 outlines the principles of comparative negligence and allows for allocating fault among multiple parties. Similarly, Missouri Section 537.067 provides guidance on joint and several liability, explaining how responsibility may be shared when various parties contribute to the accident.
Determining Fault Under Comparative Negligence
Fault is determined based on the actions of all involved parties. Evidence such as witness statements, accident reports, and expert testimony establishes each party’s degree of responsibility.
How Comparative Negligence Affects Your Claim
The comparative negligence rule can significantly impact the amount of compensation you receive. Insurance companies often try to assign more fault to victims to reduce payouts.
This is why working with an experienced Independence car accident lawyer is crucial. They can help counter unfair fault assessments and ensure you receive the compensation you deserve.
Do I Have To Call The Police After a Car Accident in Independence, Missouri?
In Missouri, whether you need to contact the police after a car accident depends on the circumstances. While minor fender benders may not always require police involvement, there are specific situations where you are legally obligated to report the accident.
When Are You Required to Contact the Police?
According to the Missouri Department of Revenue, you must report a car accident if:
- Damages exceed $500. A police report is mandatory if either vehicle sustains damage valued at $500 or more.
- There are injuries or fatalities. Any crash involving injuries or loss of life must be reported to law enforcement.
- The accident involves a parked or unattended vehicle. If the owner of the damaged vehicle is not present, you must report the incident.
- Your insurance company requires it. Some insurers require you to notify law enforcement as part of their claims process.
Why Should You File a Police Report?
Even if you’re not legally required to call the police, it’s often in your best interest. A police report creates an official record of the accident, which can be crucial if disputes arise or you must file a car accident claim later.
Failing to report a qualifying accident can result in legal penalties, including fines or license suspension. Additionally, not filing a report could complicate the claims process, especially if the other party denies liability.
If you’re unsure, it’s better to err on the side of caution and contact the police after an accident. They can assess the situation and provide guidance.
What is Missouri’s “No Pay, No Play” Statute?
Missouri’s “No Pay, No Play” statute encourages drivers to maintain proper auto insurance coverage. Enacted in 2013, this law limits the ability of uninsured drivers to recover compensation after a car accident, even if they were not at fault.
How the “No Pay, No Play” Law Works
Under Missouri Revised Statute 303.390, uninsured drivers involved in a car accident cannot recover certain types of damages, such as:
- Non-economic damages. These include compensation for pain and suffering, emotional distress, and loss of enjoyment of life.
- Punitive damages. In some cases, punitive damages may also be barred.
This means that even if an uninsured driver is injured in an accident caused by another party, their recovery is limited to economic damages, such as medical bills and lost wages.
Exceptions to the Rule
A few exceptions exist to the “No Pay, No Play” statute. For example, it does not apply if the at-fault driver was under the influence of drugs or alcohol at the time of the accident or if they committed certain intentional acts.
What if The Car Accident Occurred in Missouri, But I’m From Another State?
If you are involved in a car accident in Missouri but reside in another state, the location of the accident determines the applicable laws. Missouri’s traffic and liability laws will govern how the claim is handled, regardless of where you live.
How Missouri Laws Apply
Missouri is an “at-fault” state, meaning the driver who caused the accident is responsible for covering the damages. You may find the process slightly different if you’re from a no-fault state because Missouri requires the at-fault driver’s insurance to compensate the injured party.
You’ll also need to adhere to Missouri’s reporting requirements. As we mentioned, accidents involving injuries, deaths, or property damage exceeding $500 must be reported to the police.
Seeking Compensation
You’ll negotiate with the at-fault driver’s insurance company under Missouri’s liability rules when filing a claim. It’s important to understand Missouri’s comparative negligence laws, which could reduce your compensation if you’re found partially at fault.
How Much Money Can I Get For My Car Accident Claim in Independence, Missouri?
The compensation for a car accident in Independence, Missouri, depends on various factors. Every case is unique, so the settlement or court award will reflect the specific details of your accident.
Key Factors That Affect Compensation
Several elements influence how much money you may receive:
- Property Damage: The extent of the damage to your car and other belongings in the vehicle.
- Medical Costs: The severity of your injuries and medical treatment, rehabilitation, or ongoing care expenses.
- Lost Wages: Time missed from work due to injuries, including any future earnings affected by long-term injuries.
- Fault Determination: Missouri’s comparative negligence rule may reduce your compensation if you share any fault for the accident.
- Insurance Coverage: The type and limits of your and the at-fault driver’s insurance policies.
Average Settlements
Settlements in Missouri typically range from $3,000 to $22,000 for minor accidents without injuries. If injuries are involved, compensation can range from $15,000 to over $1 million, depending on the severity of the injuries, medical bills, and other damages.
Additional Considerations
Cases involving negligence, such as driving under the influence or reckless behavior, may lead to higher compensation. Missouri law also allows recovery for pain and suffering, vehicle repairs or replacement, and loss of income. Consult a qualified attorney to evaluate your claim’s potential value.
Independence, Missouri
Independence, Missouri, is actively working to improve its roadways through various infrastructure projects to enhance safety and traffic flow. For instance, the 24 Highway and Blue Mills Intersection Improvement Project reduces congestion and makes intersections safer. These upgrades, along with ongoing street resurfacing and bridge maintenance, are vital in minimizing accident risks and ensuring smoother commutes.
If you’re recovering from a car accident, these trusted local auto repair shops in Independence, Missouri, can help:
- Family Wrench Auto Repair: Known for its dependable repairs and excellent customer service.
- Buddy’s Automotive: Offers various services, including collision repair, diagnostics, and maintenance.
- Lee’s Auto Repair: Provides affordable, high-quality repairs to restore your vehicle after an accident.
These resources ensure that drivers in Independence can access reliable support when they need it most.
Knowledgeable Car Accident Law Firm in Independence, Missouri
At Beck & Beck Missouri Car Accident Lawyers, we understand your challenges after a car accident. Our experienced team is dedicated to helping you secure the compensation you deserve for medical bills, lost wages, and emotional distress.
We take the time to understand your case, ensuring you have the support and guidance needed to navigate Missouri’s legal system.
With a strong commitment to protecting your rights, Beck & Beck tirelessly fights to hold negligent parties accountable. Contact us today for compassionate, expert representation if you’ve been injured in a car accident. Let us help you move forward with confidence.
Our law firm has helped victims of auto accidents throughout the state of Missouri including Kansas City, St. Louis, Florissant, Pine Lawn, Cape Girardeau, Doniphan, Columbia, Kirksville, Springfield, and more.
