After a car accident in Kansas City, Missouri, your life can change in a single moment, leaving you to deal with mounting medical bills, missed work, vehicle repairs, and physical pain that affects everyday life.
This is why having our experienced Kansas City car accident lawyers on your side matters so much.
Insurance companies know exactly how to reduce what they pay, and because they do this every day, they might suggest you don’t need legal help, even though their adjusters and lawyers are already protecting their bottom line.
You don’t have to face this alone. With our car accident attorneys in Kansas City, Missouri, on your side, you have advocates who handle only auto accident cases and know how to counter the strategies insurers use to limit payouts.
Are you dealing with injuries after an auto accident in Kansas City, Missouri? Our skilled legal team at Beck & Beck Missouri Car Accident Lawyers can help hold the at-fault driver responsible. Call (816) 237-5496 today for a free consult!
Why Hire Beck & Beck for a Kansas City Car Accident?
At Beck & Beck Missouri Car Accident Lawyers, we bring more than 35 years of experience handling auto accident injury claims. Because we focus exclusively on car accidents, we know Missouri traffic laws thoroughly and understand how insurers try to deny or undervalue claims.
Attorneys Paul Beck and John Beck take a client-focused approach, giving individualized attention so you always know your case status and feel supported throughout.
With our combined knowledge and dedication, we work together to achieve the best outcome for your claim. Here’s what working with us looks like:
- We sit down with you to go over your case and explain your options without any cost.
- You won’t owe us anything unless we successfully recover money for you.
- Reach out by phone, email, or text, and we’ll answer questions or provide guidance as soon as possible.
- Your case gets personal attention from start to finish, and we treat it like it matters to us just as much as it matters to you.
How Our Kansas City Car Accident Lawyers Help With Your Case
After a crash, having a team that lifts the legal burden off your shoulders completely can make a big difference. We follow a clear process to build the strongest case possible while you focus on recovering.
Step 1: Investigate the Crash and Gather Evidence
Time matters because evidence can disappear fast—video clips get overwritten, people forget what they saw, and items at the scene can be shifted.
We make sure to collect the police report, locate any camera recordings, and photograph all vehicle damage so we have a full record of the accident.
Step 2: Talk With Witnesses
What people saw can really matter, especially if the other driver changes their story later. We find anyone who saw the crash and ask them to share what happened, and getting their account quickly helps your claim because their version is harder for insurance companies to dispute.
Step 3: Determine Liability
With the facts in place, we lay out how the other driver’s negligence caused your injuries, and even if the insurance adjuster attempts to assign some responsibility to you, we challenge that so the driver who caused the accident is held liable.
Step 4: Calculate the Full Value of Your Damages
By carefully reviewing all of your damages, we make sure nothing gets missed, since most people only see part of what an accident truly costs until they work with us. Your compensation should reflect every effect the crash had on your life, such as:
- Medical expenses – This includes hospital bills, surgeries, physical therapy, medications, and any future treatment you may need.
- Lost wages – This covers the money you didn’t make while recovering and also any drop in what you’d normally bring in later.
- Pain and suffering – The hurt you feel physically, the anxiety it brings, and the ways it has changed your everyday routine.
- Property damage – Repair or replacement costs for your car and any other things that were broken during the crash.
Step 5: Handle Negotiations With Insurance Companies
We manage every conversation with the insurance company to keep you from saying anything that could harm your claim, and since insurers usually try to reduce what they pay, we work to push back and protect your full recovery.
With our experience, we can challenge their tactics and work toward a fair outcome that covers all your losses.
Step 6: Litigate in Court if a Settlement Isn’t Reached
Settlements happen in most cases, yet we prepare for litigation as needed, and that readiness usually encourages insurance companies to provide a fair resolution. Knowing we can go to trial if required gives us an advantage when negotiating on your behalf.
Reasons Car Accidents Happen
Many crashes in Kansas City are preventable and occur when a driver fails to pay attention or breaks traffic laws, because even a brief lapse can lead to serious injuries and long-lasting consequences for others. Our experienced Kansas City car accident attorneys handle claims involving a variety of driver mistakes:
- Texting, eating, or fiddling with controls while driving
- Driving under the influence of alcohol or drugs
- Speeding or aggressive driving that doesn’t fit road conditions
- Tailgating or following too close to other vehicles
- Failing to yield at intersections or when changing lanes
- Driving while tired or fatigued
- Weather-related accidents or unexpected collisions with animals like deer
Determining Liability After a Car Accident
Missouri law holds the person who caused the accident responsible for paying medical bills, lost wages, property damage, and pain and suffering.
Accidents can involve more than one responsible party, which is why figuring out everyone who played a role is essential to getting all your losses taken care of.
| Liable Party | When They May Be Responsible |
| The Other Driver | Their negligence, such as speeding or texting, caused the crash |
| An Employer | The at-fault driver was working and performing job duties at the time |
| A Vehicle Manufacturer | A defective part, like faulty brakes or tires, led to the accident |
| A Government Entity | Poor road design, missing warning signs, or improper maintenance contributed to the crash |
We check every possible angle to see who might be responsible so your claim is solid, and sometimes that means more than one insurance policy can come into play, which can help cover more of your losses.
When You Are Partially At-Fault
Missouri uses a pure comparative fault approach, which means even if you share some responsibility, you can still recover compensation. Y
our award will be lowered according to your portion of fault, but it will still cover the other losses you experienced.
Insurance companies sometimes try to place more blame on you, claiming you were speeding or distracted, even when the other driver caused the crash.
Our award-winning Kansas City car accident lawyers step in to challenge these claims and make sure the true evidence determines fault.
What Damages Can You Recover?
Missouri law allows you to recover compensation for all losses caused by the accident, aiming to put you back in the position you would have been in if the crash had never happened.
After a car accident, your losses can show up in different ways, and your compensation should reflect everything that happened:
- You’ll have medical expenses, including hospital visits, follow-ups, therapy, and even treatments you may need down the line, because these costs keep adding up.
- Time off work matters too, both for the income you missed and any impact on what you can earn in the future if your ability to work has changed.
- Damaged property counts as well, like repairing or replacing your car, personal items, or anything else affected by the crash.
- Pain and suffering are real and ongoing, even though they don’t come with a receipt, including aches, injuries, and the daily discomfort you feel.
- Emotional strain also plays a role, from anxiety and frustration to mental stress caused by the accident, which can linger after your physical injuries heal.
- Losing enjoyment of life is another factor, because your injuries might keep you from hobbies, activities, or simple daily routines you used to take for granted.
How Long You Have to File Your Claim
In Missouri, you generally have five years from the day of the accident to file a personal injury lawsuit, which is longer than the window in many other states.
You should begin your insurance claim as soon as possible because insurers have strict reporting deadlines, and waiting too long could give them a reason to deny your claim.
Missouri’s five-year limit for filing a lawsuit isn’t absolute, and if the crash caused a death, the period to file a wrongful death claim can be shorter.
Cases involving minors or government entities may have separate deadlines as well. For this reason it is important to act quickly and consult our personal injury lawyers about your specific rights.Â
Award-Winning Auto Accident Law Firm in Kansas City, Missouri
At Beck & Beck Missouri Car Accident Lawyers, we’ve been helping auto accident victims across Missouri since 1990 and can help you too. Our family-run firm understands the physical, emotional, and financial toll a car accident brings, so reaching out early gives you the guidance and support you need.
We serve Kansas City and the surrounding areas from our local office, which means we know the roads, the courts, and the local legal landscape that affects your case.
We’re available 24/7 to fight for fair financial compensation while helping you get your life back on track. Contact us today for a free consult.
In addition to Kansas City, Missouri, our skilled auto accident law firm has also helped residents of St. Louis, Florissant, O’Fallon, Cape Girardeau, Doniphan, Independence, Jefferson City, Springfield, Kirksville, Columbia, and more.
