Should You See a Chiropractor After a Car Accident in Missouri?
Seeing a chiropractor after a car accident in Missouri is beneficial in many ways, since soft tissue injuries often will not appear until hours or days later. The collision can damage the muscles, ligaments, and spine in ways that never show up on an X-ray. Seeing a chiropractor promptly supports your recovery and creates medical […]
How to Request Traffic Camera Footage After a Missouri Car Accident
To get traffic camera footage after a Missouri car accident, you file a written Missouri Sunshine Law request with any government agency that controls a camera, and send a preservation letter to private businesses or homeowners whose cameras may have captured the crash. Most footage disappears within 30 days, so you need to move fast. […]
Nerve Damage After a Car Accident in Missouri
Nerve damage after a car accident in Missouri is the result of crash forces that stretch, compress, or tear the nerves that carry signals between your brain and the rest of your body. Nerve damage produces burning pain, numbness, tingling, or muscle weakness that lasts for months or becomes permanent. In this article, you will […]
Can A Child Be Injured By Its Safety Seat In A Missouri Car Accident?
A car seat can injure your child in a Missouri car accident, though that is rare compared to the protection these seats provide. Most car seat injuries trace back to something preventable, like the wrong size seat, a harness installed incorrectly, an expired seat, or a defective product. Understanding how these injuries happen helps you […]
Average Settlement For Knee Injuries From Car Accidents in Missouri
Average knee injury settlements from Missouri car accidents can vary from $3000 up to $1,000,000+ based on injury severity, treatment needed, and insurance coverage available. Below are the types of injuries, their severity and the typical settlement range. Injury Severity Typical Settlement Range Minor (sprains, bruising, contusions) $3,000 – $25,000 Moderate (meniscus tear, arthroscopy) $25,000 […]
How Long Does a Car Accident Stay on Your Insurance in Missouri?
In Missouri, a car accident can remain on your insurance record for several years, depending on your insurer, the severity of the crash, and who was at fault. Most insurers look back three years when calculating your rate, and the clock starts on the date of the accident, not when your claim closes. What Factors […]
How Does MedPay Work in Missouri Car Accident Claims?
Medical payments coverage, commonly called MedPay, is an optional add-on to your Missouri auto insurance policy that pays your medical bills after a car accident, regardless of who caused the crash. It covers you, your passengers, and household family members for expenses like ambulance rides, emergency room visits, surgery, and follow-up care, up to your […]
Missouri Drugged Driving Laws
Missouri’s drugged driving laws treat drug-impaired driving the same as drunk driving, charging both under a single Driving While Intoxicated statute. The law covers any substance that affects your ability to drive safely, including illegal drugs, prescription medications, marijuana, and over-the-counter medicine. A valid prescription is not a defense, and Missouri sets no specific legal […]
Social Security Disability After a Car Accident in Missouri
If you were hurt in a car accident in Missouri and depend on SSDI or SSI, a settlement can complicate the income and health coverage your family already relies on. The wrong timing, on top of medical bills and lost wages you are already managing, can mean losing SSI or MO HealthNet at the exact […]
Does Your Driving Record Affect Your Missouri Car Accident Case?
Your driving record can affect your Missouri car accident case, but not always in the way you might expect. Courts generally block old tickets and past accidents from being used as evidence against you in a new crash. Insurance adjusters, however, will review your history when deciding how much your claim is worth. The rules […]