Missouri Unfair Claims Settlement Practices Act (UCSPA)
Missouri’s Unfair Claims Settlement Practices Act is a set of laws that requires insurance companies to handle your claim fairly, promptly, and honestly after an auto accident. These rules are found in Missouri Revised Statutes sections 375.1000 to 375.1018, and they apply to both your own insurer and the at-fault driver’s insurance company. In plain […]
Missouri Steer It Clear It Law
Missouri’s Steer It Clear It law requires drivers involved in a minor crash to move their vehicles out of active traffic lanes as soon as it is safe to do so. If no one is seriously injured, no one has died, and your car can still be driven, you are legally required to pull off […]
Is There a Cap on Damages in Missouri Wrongful Death Claims?
In Missouri, there is no cap on damages in most wrongful death claims, including those arising from car accidents, truck crashes, or motorcycle collisions. The only exception involves medical malpractice cases, where non-economic damages are subject to a statutory cap that is periodically adjusted. This means if you lost a loved one in a vehicle […]
Missouri Hit-and-Run Laws
In Missouri, leaving the scene of an accident is a criminal offense under RSMo § 577.060 that carries serious penalties ranging from Class A misdemeanors for property damage to felonies for injuries or death. If you’re involved in any crash, you must stop immediately, exchange information, and help injured parties, failing to do so can […]
Statute of Limitations for Injury Claims Against Government Entities in Missouri
In Missouri, the statute of limitations for personal injury claims against government entities involve much stricter deadlines and they vary by agency. Government claims work differently than standard personal injury claims because they involve two critical deadlines. First, you must provide formal notice within a short window. Second, you must file your actual lawsuit within […]
Statute of Limitations for Wrongful Death Claims in Missouri
In Missouri, families have three years from the date of death to file a wrongful death lawsuit. The three-year clock starts ticking on the exact date your loved one passed away, not when the accident occurred. This statute of limitations is a strict legal deadline that applies to deaths caused by car accidents, truck crashes, […]
Missouri Insurance Stacking Rules
In Missouri, “stacking” insurance is combining coverage limits from multiple vehicles or insurance policies to increase your total available protection instead of being limited to a single vehicle’s limit. Missouri’s insurance stacking rules can significantly affect how much coverage you’re eligible to receive after the same accident. Here’s how stacking works in different situations: The […]
Bus Accident Settlement Process in Missouri
The bus accident settlement process in Missouri typically takes six months to over two years. Understanding each phase of this process helps you know what to expect and when you might receive payment for your medical bills, lost wages, and other damages. Bus accident cases involve unique challenges that differ from regular car crashes. Multiple […]
Towing Laws in Missouri
Missouri towing laws require companies to maintain secure, lighted storage facilities, carry proper insurance, and follow strict procedures for vehicle removal and storage. These regulations protect vehicle owners from predatory practices by setting maximum fees, requiring proper authorization before towing, and ensuring 24/7 availability for vehicle retrieval. After a car accident, understanding your rights under […]
Are There Self-Driving Vehicles in Missouri?
Self-driving vehicles are currently operating on Missouri roads. You’ll encounter two main types: driver-assist systems like Tesla’s Autopilot, which require constant human supervision, and fully autonomous vehicles like Waymo’s robotaxis, which, once they complete manual testing and fully roll out, will operate without drivers in specific areas of St. Louis. What Counts as Self-Driving in […]