Has Legalizing Marijuana Increased Drugged Driving Accidents in Missouri?
Studies show a measurable rise in marijuana-involved crashes in states that legalized recreational use, though researchers still debate the exact cause. The Highway Loss Data Institute found a roughly 4% rise in collision claims in states after retail marijuana sales began. The Insurance Institute for Highway Safety reported a 6% rise in injury crash rates […]
What Is the Average Concussion Settlement in Missouri?
Concussion settlements in Missouri vary widely depending on injury severity, medical treatment, duration of symptoms, and lost income; claims involving post-concussion syndrome typically result in higher compensation. No single number applies to every case, and insurance companies rarely offer a fair amount without a fight. Factors like how long your symptoms last, whether your scans […]
How State Farm Handles Car Accident Claims in Missouri – What to Watch For
When you file a car accident claim with State Farm in Missouri, the process follows a predictable pattern: they assign an adjuster, investigate fault, request documents and a recorded statement, and then make an offer generated by their internal claims software. That offer is almost always lower than what your injuries are actually worth. State […]
Life Care Planning After a Catastrophic Injury in Missouri
A life care plan is a comprehensive, medically grounded document that projects every treatment, service, piece of equipment, and support cost a catastrophically injured person will need for the rest of their life. In a Missouri personal injury claim, it is the primary tool used to prove future damages and hold the at-fault party accountable […]
Filing a Car Accident Claim With Progressive in Missouri
To file a car accident claim with Progressive in Missouri, you can report online at progressive.com/claims, through their mobile app, or by calling them directly. Progressive accepts claims 24 hours a day, and you can file as either a policyholder or as a third party against the at-fault driver’s Progressive policy. Before you file, there […]
Dealing With Allstate After a Car Accident in Missouri
Dealing with Allstate after a car accident in Missouri means navigating a claims process that is designed to protect the insurance company, not you. Whether Allstate insures the driver who hit you or is your own insurance provider, the steps you take in the days and weeks after a crash directly affect how much compensation […]
Missouri Move Over Law
Missouri’s Move Over Law, found in RSMo §304.022, requires drivers to change lanes away from any stopped vehicle displaying flashing lights on or near the roadway. If changing lanes is not safe or possible, you must significantly reduce your speed and pass with caution. The law covers police cars, ambulances, fire trucks, tow trucks, MoDOT […]
Missouri Unfair Claims Settlement Practices Act (UCSPA)
Missouri’s Unfair Claims Settlement Practices Act is a set of laws that requires insurance companies to handle your claim fairly, promptly, and honestly after an auto accident. These rules are found in Missouri Revised Statutes sections 375.1000 to 375.1018, and they apply to both your own insurer and the at-fault driver’s insurance company. In plain […]
Missouri Steer It Clear It Law
Missouri’s Steer It Clear It law requires drivers involved in a minor crash to move their vehicles out of active traffic lanes as soon as it is safe to do so. If no one is seriously injured, no one has died, and your car can still be driven, you are legally required to pull off […]
Is There a Cap on Damages in Missouri Wrongful Death Claims?
In Missouri, there is no cap on damages in most wrongful death claims, including those arising from car accidents, truck crashes, or motorcycle collisions. The only exception involves medical malpractice cases, where non-economic damages are subject to a statutory cap that is periodically adjusted. This means if you lost a loved one in a vehicle […]